Benefits of buying your home

Over 2 million council tenants have bought their homes since the Right to Buy scheme was introduced in 1980. Take advantage of Home & County’s experience and knowledge and contact us today to make the dream of owning your own home a reality.

Why pay rent forever when you could own your home? Paying rent to a landlord is basically ‘dead money’ which represents no investment value on your behalf. Once you complete the arrangements to obtain a home loan through Home & County, the property has the potential to acquire equity. Equity which will now be yours.

No cash outlay. Our comprehensive service allows you to buy your council home with no upfront costs in relation to your mortgage. Our fee of £1995 only becomes payable on completion of your purchase and is normally included in your home loan advance.

We can help you buy your council home even if you have rent arrears or have experienced other credit problems .We negotiate with lenders who will consider all circumstances. For more details, please see Debt Problems, no problem, we can help

Raise extra cash to fund home improvements, debt consolidation, a holiday, a new car or for many other purposes.

Self employed/Contract Workers can still obtain a home loan through Home & County. Call us now and see how we can help you.

No income but partner has - if you do not work but your partner does we can still help you obtain a mortgage.

Call us now on Freephone 0800 311 2030 and one of our friendly mortgage advisors will help you start the process.

The overall cost for comparison is 7.8% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. A fee is charged on completion (typically £1995) and can be added to the amount borrowed. Paying off short term loans and credit cards with a mortgage could cost you more over the long term. Early repayment charges may apply. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Home and County Mortgages Limited is authorised and regulated by the Financial Services Authority.